Luther called all believers sancti (saints). Calvin addressed all believers as electi. Today we moderns absolutely run stuck in Calvin if we do not consistently translate his ‘elect’ back to ‘believers.’ Conversely, Calvin is convinced that we will run stuck in the church and in the world, in our ecumenical relations and our own experience, in inner distress and external persecution, if we do not learn again to see in believers elect people. For God will test his church, his elect, his beloved church, and ‘no one shall snatch them out of my hand’ (John 10:28).
~Heiko Oberman The Two Reformations pg. 167